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Linda Lombardini

FREE consultation to help you make the best real estate decisions. Confidential. No obligation. Call or text me at 734-216-6415.




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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't go shopping for a new home before you know exactly how much you can spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Ann Arbor, Ypsilanti and Chelsea real estate agent to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Closing or Settlement >The Settlement

The final stage of a home sale transaction is the time to tie up all the loose ends. The buyer and seller will sign the settlement sheet at the closing, detailing all of the charges that each party has incurred during the sale of the house. It is crucial to go over the sheet for accuracy and to make sure that you understand everything on it before you complete the transaction.

When a contract is negotiated, each side agrees how to divide the loan fees (or points), as well as the other closing charges, such as state or local taxes or escrow fees. Your real estate agent can go over the settlement sheet and help you compare it with your purchase agreement. The seller's charges usually include the brokerage fee, the mortgage payoff, and any charges involved in clearing the title, as well as pro-rated property taxes, payments for termite treatment and escrow for repairs that could not be completed by closing. The buyer's costs include charges for the loan and title searches, insurance and any other legal fees. A good closing officer will go over the settlement sheet line by line, explaining each item and correcting any misplaced charges.

See All Tips In The "Closing or Settlement" Category >
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Real Estate Trivia
Q 
Which house over 100 years old still holds the title as the largest house in the U.S.?

A 
The 250-room Biltmore House in Asheville, NC, built 1890-1895 at a cost of $4.4 million, is the largest house in the US.
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Linda Lombardini, REALTOR®, real estate agent and broker for Ann Arbor, Ypsilanti and Chelsea, Michigan home listings, property and land for sale

Linda Lombardini
Trillium Real Estate

323 Braun Court
Ann Arbor, MI 48104
Office: 734-302-3011
Fax: 734-302-3099
Mobile: 734-216-6415
Text Me: 734-216-6415
Email: Linda@TrilliumRealtors.com

Call or text Linda at 734-216-6415. Linda Lombardini, a Realtor® since 1991, focuses always on counseling her clients so they may make sound real estate decisions. She is known throughout the Ann Arbor market for the high level of integrity that she brings to her real estate practice. Linda will be serving as President of the Ann Arbor Area Board of Realtors® in 2012. She is also a member of the board's Professional Standards Committees and has served on numerous nonprofit boards and City of Ann Arbor task forces. Linda’s expertise is in helping people buy and sell residential real estate, including homes, condos, new construction and vacant land in Washtenaw County and surrounding areas, including Ann Arbor, Chelsea, Dexter, Grass Lake, Milan, Pinckney, Saline, Whitmore Lake and Ypsilanti.

ABR Equal Housing GRI MLS REALTOR


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